Technology

Unrivalled technical innovation and industry experience builds a firm foundation.

The Fundamo Enterprise Edition positions our clients to fully leverage their roles in the mobile financial service space today and in the future. In order to achieve this there are some critical design and development principles which Fundamo adheres to in its architecture and development:

The Enterprise Platform offers:

• A rich suite of transactional and payment capabilities through the mobile phone, including payments and transfers, banking enquiries (balances, detailed and mini statements) and the ability to both fund and withdraw funds from the account.
• The breadth of product functionally is rich and modular by design to enable clients to deploy market breaking services quickly for early adopter advantage, adding further functionality at a later date. Business configurability has been enhanced.
• A configurable registration process to achieve regulatory compliance whilst maintaining the simplicity required to get traction with consumers.
• Powerful administrative and operational support to ensure a cost effective, customer-oriented service.
• Support for multiple user interfaces, multiple-languages, multiple character sets and branding to support an optimal user mobile experience.
• A massively, scalable architecture to maintain performance.
• Connections to remittance platforms and 3rd party applications; examples include airtime tokens or top ups, bill and utility bill payments, ATM withdrawal and POS payments.

The Enterprise Platform addresses key enterprise selection criteria:

• Re-use of existing common services across the organization.
• Full integration with banking systems and services.
• Support of multi-channel integration architectures.
• Built in service connectors and interoperability.
• Expansion of the connection network.

The Enterprise Platform ensures flexibility and configurability by:

• Utilising user access channels that are secure (e.g. SIM Browser), ubiquitous (e.g. SMS, USSD) tactical (e.g. Mobile Internet), deliver a high-end user experience (Java) or a combination of these to get the desired results in each market segment.
• Providing capability to configure new products and offerings according to local market demand.
• Supporting business reporting requirements including performance measurement and reporting services.
• Supporting cross-industry participation.
• Extending to other enterprise services (Service Oriented Architectures) and payment channels.